How to have enough money for the things that really matter.

You've got dreams and aspirations...

and a shared purpose with your partner, but when it comes time to take action and put it all together, these dreams had better be good ones!

They'll need to be robust and aligned with what you truly want because it's likely they require some sort of investment. 

Most of us don't have the financial freedom to do everything. There are trade offs to be made. 

Imagine you want to take a step away from the career path you are on?

That's not going to be possible if haven’t aligned your family finances with your family priorities. You need to make sure you are spending on or investing in, the things that allow you to truly live the life you and your family want.

new career, New Kitchen or a trip to disney in Florida - these things take planning.

7 Steps to Financial Clarity

1.    Start with a list of your family priorities / objectives.

2.    Work out the financial impact for each priority.

3.    How much money will they need and when?

4.    How will you fund these priorities?

Save now for future spending? 

Use savings now?

Borrow and repay later. At what cost?

5.    Review your current finances

Each month - what’s coming in and what’s going out

7.    Talk about your finances with your partner

Are you Spenders, Savers, Risk takers, Security seekers? Who controls how money is used? 

7.    Design your future budget

Factor in your family priorities, what needs to change to allow those priorities to be achieved

By the end of the process

• You’ll have reduced your stress by understanding where your money goes.

• You’ll understand how much money you need to achieve the priorities.

• You’ll know what changes you need to make to make it happen.

Need some help making it happen? Book a free 20 minute call with me to discuss your options.

Not sure if you're on the same page as your partner?

Are you concerned that you and your partner aren’t on the same page?

Do you wonder if your family think it is all worth it?

These are natural feelings if you haven’t made certain you know, talked things through and written down what you both want to achieve.

You used to talk about the future, but life got super busy and now you are worn out and drained.

It’s tough to find the time, let alone the energy to properly talk about what you want to achieve as individuals and as a family.

And I know you feel the pressure of needing to provide and to be there when it matters and to be a great role model. 

and that's before you consider what you really really what...

Sometimes it feels like you are just surviving.

This is what you need to do...

1) Be honest about your life. 

How satisfied are you with each of the important aspects of your life?

Health, relationships, work, environment etc

2) Make a list of all the things you want to Be, Do and Have.

How does achieving these make you feel?  

3) Narrow it down to the 5 things that are really important to you.

4) Talk to your partner - ask them to repeat the process.

5) Spend some quality time with your partner.

What things are both your lists? 

7) Decide on your top 5 priorities. 

These priorities will become your shared family priorities.

It's useful if there is at least one each personal to you and one personal to your partner, but the number isn't as important as ensuring that you understand and respect each others priorities.

This list is about creating a shared focus and this process will build a deeper a relationship, improving communication, and know you'll feel happier being certain of your direction.

Once you have this list of family priorities, built on sound foundations and starting on the same page, you'll be ready to take action!

Need some support to get this done?

Talk to someone independent?

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